• Survey Examines Bankers' Beliefs Regarding Credit Crisis (1/15/09)
   

• FDIC Issues Guidance Addressing Risk Management of Remote Deposit Capture (1/15/09)
   

• Fed Beige Book: Overall Economic Activity Continues to Weaken Across Most Federal Reserve Districts  (1/15/09)
   

• HUD Launches Homeowner Financial Literacy Campaign to Help Avoid Foreclosure and Rescue Scams (1/15/09)
   

• House Financial Services Committee Chairman Frank Introduces TARP Legislation (1/12/09)
   

• FASB Offers Free Webcast to Review Proposed Improvements to Financial Statement Presentation (1/7/09)
   

• Regulators Issue CRA Guidance to Help Prevent Foreclosures  (1/7/09)
   

• OCC Preempts North Carolina Law  (1/6/09)
   

• OCC Preempts State Trust Laws (1/6/09)
   

• Treasury Releases TARP Data  (1/6/09)

2008 Articles of Interest

• FDIC Offers Conference Call on Conducting a Fair Lending Risk Assessment (12/31/08)
   

• FinCEN Updates 314(a) Fact Sheet with December 30, 2008 Data (12/31/08)
   

• FASB Issues Staff Proposal for Improving Financial Reporting for Financial Instruments (12/31/08)
   

• League Urges Adoption of FASB OTTI Proposal (12/29/08)
   

• NJ League/NJ Bankers...in the News
    Trade Groups are Ready to Merge (12/27/08)
    Banks Split on Perception of Bailout Plan (12/16/08)
    NJ Bank, Thrift Groups to Join Jan. 1 (12/12/08)
    In Banking, Suddenly Smaller is Better (12/8/08)
    NJ League, NJ Bankers Finally Merge (12/10/08)
   

• HMDA Thresholds will Increase to $39 Million from $37 Million for 2009 (12/18/08)
   

• FDIC's Third Quarter State  Profiles
   

• Fed Adopts Overdraft Balance Rules (12/18/08)
   

• Fed Issues Overdraft Proposal (12/18/08)
   

• Federal Reserve Announces 2009 Holiday Schedules (12/19/08)
   

• IRS Expedites Process of Tax Lien Relief for Homeowners Trying to Sell or Refinance (12/18/08)
   

• Agencies Adjust CRA Asset-Size Thresholds for Small and Intermediate Small Institutions  (12/18/08)
   

• Deposit Insurance Fund Decreases in Q3 2008 (12/17/08)
   

• FASB Issues Proposed Business Combination Plan (12/16/08)
   

• NJ Department of Banking and Insurance Adjusts Amount of High Cost Home Loan to $428,615.60 (12/15/08)
   

• SBA Issues Interim Final Rules for Lenders Participating in  Agency's Lending Programs (12/15/08)
   

• Survey Underscores Need for Increased Financial Literacy (12/11/08)
   

• League and NJBankers Memberships Approve
  Combination of Associations (12/10/08)

• Poll Indicates Higher Percentage of Consumers See Need for More Bank Regulation (12/10/08)
   

• FinCEN Releases Exam Manual Providing Anti-Money Laundering Guidance  (12/10/08)
   

• Comptroller Dugan Reports Borrowers Re-defaulting after Modification of Loans (12/9/08)

• State Regulators Issue Examination Guidelines for Reverse Mortgages (12/8/08)
   

• Federal Reserve Board Issues Regulation Z Proposal (12/8/08)
   

• FinCEN Announces Final Rule on Currency Transaction Reporting Exemptions (12/4/08)
   

• HUD Launches Website to Increase Financial Literacy and Promote Healthy Homeownership (12/4/08)
   

• Fed Beige Book: Overall Economic Activity Weakens Across All Federal Reserve Districts (12/4/08)
   

• FDIC Study of Bank Overdraft Programs (12/3/08)
   

• Secretary Paulson's Remarks on the U.S. Economy and Strategies for use of the Remaining TARP Funds (12/1/08)
   

• League Comments on Deposit Insurance and
  GSE Risk Weighting Proposals (11/13/08)
  
   

• Listen Now: League and NJBankers Radio Spots on Millennium Radio New Jersey
   

• ABA Bank Safety & Soundness Communications Kit
   

• FDIC Guide to Deposit Insurance Coverage

• FDIC Connect Link for Filing Temporary Liquidity Guarantee Program Election Form -  Deadline 12/5/08 11:59 p.m. EST
   

• HUD Issues New RESPA Rules (11/12/08)
   

• Hope for Homeowners Program off to a Slow Start (11/13/08)
   

• HUD Announces New FHA Mortgage Loan Limits Beginning January 2009 (11/13/08)
   

• HOPE NOW Officials Announce Streamlined Mortgage Modification Program (11/13/08)
   

• Community Service Award Program
     2008 Information
     View 2007 Presentation
   

• Slow Start for Hope Loans
   

• Banking Agencies' Proposal on Capital Weightings on GSEs  (comments due 11/26/08)
   

• Federal Reserve Senior Loan Officer Survey Finds Tightening of Lending Standards (11/4/08)
   

• Temporary Liquidity Guarantee Program -  Deadline Extended to December 5, 2008  (11/4/08)
   

• FDIC Offers Web Seminars on FDIC Insurance Coverage  (11/3/08)
   

• FinCEN Enhances BSA E-Filing Process  (11/3/08)
   

• Treasury Issues Additional Information on Capital Purchase Program  (11/3/08)
   

• New Jersey League ... in the News
           Commerce Sites to Become TD Banks (10/31/08)
   

• Fed Announces 2009 Pricing (10/30/08)

• New Jersey League (TICIC)... in the News
           Local Bank Backing Keeps Lights Bright on Broadway Arts Center (10/27/08)
   

• Members Urged to Comment on FDIC Deposit Insurance Proposal  (10/23/08)
   

• Fed Alters Formula for Determining Interest Rate Paid on Excess Balances  (10/22/08)
   

• Federal Reserve Bank of NY Provides Dynamic Maps and Data on Mortgage and Bank Card Delinquencies (10/22/08)
   

• FBI Reports that Cyber Attacks Are on the Rise (10/22/08)
   

• FinCEN Updates 314(a) Fact Sheet (10/22/08)
   

• Regulators Announce Decision on Impact of Economic Stabilization Act on Fannie Mae and Freddie Mac Preferred Stock (10/20/08)
   

• FBI Reports Bank Robberies Increase Nationwide (10/20/08)
   

• Fed Beige Book: Economic Activity Weakened in September (10/16/08)
   

• Fed Issues SR Letter Concerning Interagency Procedures for Red Flags Under FCRA (10/16/08)
   

• New Jersey League ... in the News
           N.J. Bankers Approve   Support, But Want Pass on
         Federal Intervention (10/14/08)
   

• League Letter to N.J. Credit Union League Urging that they Halt Advertising that Implies Bank Deposits are Less Safe that Credit Union Deposits (10/14/08)
   

• FDIC Simplifies Coverage Rules for Mortgage Servicing Accounts (10/14/08)
      

• FDIC Announces Plan to Free Up Bank Liquidity  (10/14/08)
   

• REVISED: FDIC Simplifies Coverage Rules for Revocable
  Trust Accounts (10/8/08)
   

• FDIC Proposal on Deposit Insurance  Premiums (10/07/08)
   

• Fed to Pay Interest on Reserves (10/06/08)
   

• FDIC Insurance Coverage Temporarily Increased (10/03/08)
   

• House Passes Emergency Economic Stabilization Bill (10/03/08)
   

• Federal Reserve Issues Calculations for 2009 Reserve Requirements (10/02/08)
   

• Senate Passes Emergency Economic Stabilization Bill (10/02/08)
   

• ABA Calls on Treasury and Regulators to Rectify Unintended Consequences of GSE Bailout (9/18/08)
   

• FDIC Issues Statement Regarding Investments in Fannie Mae and Freddie Mac Equity Securities (9/18/08)
   

• SEC Issues Rules to Protect Against Abusive Short Sales (9/18/08)
   

• New Jersey League ... in the News
     NJ Banks Expect New Competition
     Nation's Banks - and Your Money- Safe & Secure
   

• SEC, FASB Issue Guidance on Fair Value Determinations (9/30/08)
   

• Bank crisis not so dire in N.J., experts say (The Star-Ledger)

• Small New Jersey Banks See More Loan Business (The Record)
   

• ABA Safety & Soundness Communications Campaign (9/29/08)
   

• Appeals Court Rules on Loan Case (9/24/08)
   

• New Jersey League ... in the News
       2 N.J. Banking Trade Groups to Merge ( The Record)
       N.J. Bank Trade Assns Move Forward with Merger (NJBIZ)
   

• New Jersey League of Community Bankers and New Jersey Bankers Association Boards Reach Merger Agreement (9/23/08)
   

• OFHEO Reports Home Price Declines (9/23/08)
   

• Call Report Changes to be Phased in During 2009 (9/23/08)
   

• FDIC Launches Educational Campaign Regarding Federal Deposit Insurance Limits (9/22/08)
   

• OTS Issues Letter Regarding Formation of Regional Disaster Recovery Coalitions (9/17/08)
   

• OCC and OTS Release Mortgage Metrics Report (9/15/08)
   

• FFIEC Releases 2007 HMDA Data (9/11/08)
   

• ABA Members - Download ABA's Audio File of September 10 Fannie/Freddie Conference Call With Regulators (9/11/08)
   

• EEOC Seminar on Developments in EEO Law - October 30 (9/10/08)
   

• FASB Offers Webcast on Fair Value Measurements - September 29 (9/10/08)
   

• FHFA Takes Over Fannie Mae and Freddie Mac (9/7/08)
   

• Wells Fargo Offers Free Securities Webcast - September 10
   

• Fed Beige Book: Economic Activity Slowing (9/4/08)
   

• Bankruptcy Filings Rise (9/3/08)
   

• OTS Issues Guidance on Closing, Curtailing and Suspending Home Equity Lines of Credit (8/27/08)
   

• Fed publication You Should Know about Home Equity Lines
  of Credit
   

• Fed publication Mortgage Refinancing Consumer Guide
   

• Over 2 Million Foreclosures Prevented In Past Year By Hope Now Alliance Members (8/27/08)
   

• FDIC Publication: Get a Good Night's Sleep: Rest Assured,
  Your Money is Safe in an FDIC-Insured Account
   

• Appeals Court Upholds Preemption (8/27/08)
   

• Survey Analyzes Fair Value Disclosure Practices (8/27/08)
   

• FDIC Consumer News Addresses Concerns Over Safety of Money in FDIC-insured Accounts (8/26/08)
   

• Surcharge-free ATM Access Gaining in Popularity (8/22/08)
   

• Commercial and Multifamily Mortgage Originations Continue to Decline  (8/22/08)
   

• OTS Releases 2007 Fact Book of Thrift Data (8/21/08)
   

• Government-Insured Share of Mortgage Applications Triples (8/20/08)
   

• Study Indicates that Consumer Trust Drives Share of Wallet Capture (8/19/08)
   

• League Opposes Farm Credit Administration Proposal to Expand Lending Authority (8/13/08)
  
  New Jersey League . . . in the News
   Op-Ed: Set the Record Straight: Banking Industry is Sound
   

•  Promontory Interfinancial Network CDARS Product
   

• Federal Reserve Reports on Results of Senior Loan Officer Survey (8/08)
   

• New Jersey Dep't of Banking & Insurance Newsletter
   

• BBA Indicates No New LIBOR Index (8/12/08)
   

• HUD Settles RESPA Case (8/12/08)
   

• New Jersey League . . . in the News
      NJ Anticipates Banks Switching to State Charters
      Mortgage Bankers Weigh Pros and Cons of New Legislation
   

• FASB Issues Earnings Per Share Draft  (8/7/08)
   

• NY Fed Publication Focuses on NJ Subprime Mortgages in Foreclosure (8/7/08)
   

• Lawmakers Urge Mortgage Industry to Hold Off on Foreclosures (8/5/08)
   

• TJX Hacking Ring Charged for Theft and Distribution of Credit/Debit Card Numbers (8/5/08)
   

• Fed Sets Trigger for Fees on Home Mortgage Loans (8/6/08)
   

• FNMA Raises Incentives to Servicers to Avoid Foreclosure (7/31/08)
   

• Exam Procedures for Service Member Loans (8/5/08)
   

• International ACH Rule Deadline Extended to 9/18/09 (7/31/08)
   

• House Banking Committee Passes G.R.E.E.N. Bill (8/1/08)
   

• View the League Member Community Service Presentation
  (problems viewing?)
   

• South Jersey Firms See Continued Weakening of Business Activity  (8/1/08)
   

• Regulators Publish Basel II Guide (7/31/08)
   

• Regulation DD Exam Procedures Updated (7/31/08)
   

• Demand for Fixed-Rate Mortgage Products Increases  (7/30/08)
   

• Regulators Propose Optional Framework for Calculating Risk-Based Capital  (7/29/08)
   

• Foreclosures Continue to Rise (7/28/08)
   

• 2008 Golf Outing Photos
   

• House Passes Housing Bill (7/23/08)
   

• House Passes Money Service Bill (7/22/08)
   

• Fed Beige Book: Economic Activity Slowing (7/23/08)
   

• Amendments to Reg CC Impact Second District  (7/22/08)
   

• FinCEN Retires BSA Magnetic Media Filing Program (7/22/08)
   

• OTS Director Reich Calls for End to Failure Speculation (7/22/08)
   

• Judge Overrules NCUA Decision on Pennsylvania Credit Union Case (7/22/08)
   

• FDIC Issues Interim Rule in the Event of Insured Depository Institution Failure (7/18/08)
   

• Workout Fair to Help At-Risk Homeowners Having Trouble with Mortgage Payments (7/17/08)
         English Flyer           Spanish Flyer
   

• FBI Issues Report of Bank Crime Statistics  (7/17/08)
   

• FTC Consumer Education on "Phishing" (7/15/08)
   

• Fed Issues Final Rule Amending Home Mortgage Provisions of Regulation Z  (7/14/08)
   

• Research Initiative to Examine Adult Financial Literacy (7/7/08)
   

• Basel II Capital Framework Process to Start (7/9/08)
   

• Security Concerns Uncovered in ATM Network Processing Servers (7/2/08)
   

• Fed and SEC Agree to Share Information (7/8/08)
   

• OTS Issues Mortgage Metrics Report (7/7/08)
   

• Habitat Build Day, June 25th, PHOTOS
   

• FDIC Issues Foreclosure Guidance (7/1/08)
   

• OCC Issues Alert Concerning Fraudulent Correspondence (6/30/08)
   

• Visa Rescinds Debit Card Rule (7/2/08)
   

• Mortgage Task Force Arrests Six in Ohio (6/26/08)
   

• Change in Federal Reserve Payment Rules  (6/16/08)
   

• New Jersey League . . . in the News
      Bankers Help Build Home for the Needy (6/26/08)
   

• House Banking Committee Passes Money Service Bill (6/25/08)
   

• House Price Index Fell 0.8 Percent from March to April (6/24/08)
   

• SEC Announces Roundtable on Fair Value Accounting Standards (6/24/08)
   

• Vocational Service Agency Delivers Skills Training for Job Candidates
   

• SEC Approves Extension for Small Businesses from SOX Auditor Attestation Requirements (6/20/08)
   

• Federal Reserve Board Seeks Nominations for Appointments to Consumer Advisory Council (6/23/08)
   

• New Jersey League . . . in the News
       Banks Back Revitalizing Landis Avenue (6/16/08)
       Turning Cell Phones into ATMs (6/16/08)
       Bank Builds on Relationships (6/19/08)
   

• Ford Joins FHLB-NY Board of Directors (6/20/08)
   

• 100th ANNUAL CONVENTION PHOTOS
   

• SBA Research Indicates Small Business Lending on the Rise (6/17/08)
   

• CVSB Open Enrollment Period Extended Through June 30
   

• Foreclosure Activity Increases in May (6/13/08)
   

• TICIC is Circulating a Report of Underwriting for a Project in Plainfield Known as The Monarch (6/18/08)
   

• LIBOR Rules to Change (6/10/08)
   

• Third-Party Risk Guidance Issued by the FDIC (6/9/08)
   

• FHA Seeks Ban on Seller-Funded Downpayment Assistance Loans (6/9/08)
   

• OCC Releases Survey of Credit Underwriting Practices Report (6/08)
   

• Federal Reserve Reports Weaker Economic Activity for April and May (6/11/08)
   

• Retail Banking Survey Finds Overall Decline in Customer Satisfaction (6/2/08)
   

• OTS Director Reich Promotes Partnership Between State and Federal Regulators in Remarks Presented at League's 100th Convention (5/29/08)
   

• Activity in Commercial Real Estate Markets Continues Slow Down (5/21/08)
   

• Fannie Mae Announces Change in Down Payment Policy (5/19/08)
   

• FBI Warns of Phishing Scam and Economic Stimulus Checks (5/15/08)
   

• Metropolitan Areas in U.S. Show Rising Home Prices  (5/13/08)
   

• FBI Issues Mortgage Fraud Report (5/14/08)
   

• OCC Bulletin Regarding Security of Applications (5/8/08)
   

• Contact Senators to Oppose CURIA (5/8/08)
   

• Senior Loan Officer Survey Indicates Tightening of Credit  (5/7/08)
   

• FinCEN Reports on Money Laundering Methods and Trends in Real Estate Industry (5/5/08)
   

• FDIC Offers HOP Mortgage Plans (5/1/08)
   

• FBI Reports on Bank Robberies (5/1/08)
   

• South Jersey Firms See Weakened Business Activity (4/30/08)
   

• OTS Issues Reminder Regarding Regs DD and E  (4/25/08)
   

• Wachovia Directed to Make Restitution to Consumers (4/25/08)
   

• NY Times Article: The Road to a Jumbo Mortgage Was Supposed to Get Easier (4/30/08)
   

• Letter Sent to Members of NJ Congressional Delegation Opposing Credit Union Expansion Bill  (4/25/08)
   

• Study Examines Consumer Responses to Data Breach Notices (4/22/08)
   

• Loan Workout Seminars Offered by Riker Danzig Law Firm in May (4/23/08)
   

• FDIC Launches Money Smart for Young Adults (4/14/08)
   

• FinCEN Fines Money Business (4/14/08)
   

• Legislation Would Block Implementation of Antigambling Regulations (4/11/08)
   

• Tri-State Compact Signed  (4/15/08)
   

• New Jersey League... in the News
       New Jersey Business (4/08)
       NJBIZ  (4/7/08)
   

• Financial Literacy Among Students Continues to Decline (4/9/08)
   

• Realtors® Forecast Improvement in Sales (4/8/08)
   

• NACHA and ACH Operators Countdown to New Rules for International Transactions  (3/18/08)
   

• Paid Leave Passes in the State Senate  (4/8/08)                          
  Contact the Governor's Office and Urge Him to Veto Bill
   

• GETS Pilot Program Announced (3/31/08)
   

• Federal Reserve Banks Modify Schedule for Check Processing Plan (3/31/08)
   

• Fed Publishes Dynamic Maps of Mortgage Conditions (4/08)
   

• Treasury Announces New Regulatory Plan (3/08)
   

• MasterCard Reaches Agreement with TJX (4/2/08)
   

• Durbin Housing Stimulus Legislation Amendment
   

• FTC Settles Data Breach Cases (3/27/08)
   

• Agencies Propose Revisions to Flood Insurance Questions & Answers (3/21/08)
   

• OFHEO Retains Loan Limit (3/27/08)
   

• FBI Reports on "House Stealing" Scheme (3/25/08)
   

• 2008 HUD MFI Family Income Levels Released (3/24/08)
   

• 2007 NJ "Pay to Play" Disclosure Report due March 31, 2008
   

• League to co-sponsor Half Day Accounting Seminar with Financial Managers Society on April 18, 2008 (3/11/08 - Revised)
   

• League to co-sponsor  Seminar on "Class Action Issues Facing Banks and the Financial Services Industry" April 23, 2008 (3/25/08 - Revised)

• Study: Consumers Increasingly Embrace Mobile Phone Commerce with Banking (3/12/08)
   

• FDIC Stresses Importance of Managing Commercial Real Estate Concentrations (3/17/08)
   

• OFHEO, Fannie Mae and Freddie Mac Announce Initiative to Increase Mortgage Market Liquidity (3/19/08)
   

• Taylor Bean & Whitaker sponsor "Mission Possible:  The Great American Government Roadshow - 4/8/08 (3/20/08)
   

• Commercial and Multifamily Mortgage Delinquency Rates Near Record Lows (3/10/08)
   

• Instructors Sought for National Financial Literacy Awareness Month (3/13/08)
   

• FinCEN Releases MSB Registration List (3/08)
   

• Temporary Conforming Loan Limits Released For High-Cost Areas (3/6/08)
   

• Social Security Extends Enrollment Period for CBSV (3/07/08)
   

• Top Banker Concerns: Subprime Crisis and BSA (3/08)
   

• OTS Issues Preemption Letter (2/20/08)
   

• GAO Report Says that Regulators Could Better Ensure that Consumers Have Disclosures Prior to Opening Bank Accounts (1/08)
   

• Federal Reserve Reports Suggest Slow Growth (3/05/08)
   

• Senate Defeats Attempt to Consider Bill that Would Allow Mortgage "Cram Downs" in Bankruptcy Proceedings (2/28/08)
   

• TICIC Is Circulating a Report of Underwriting for Horizon Heights (2/28/08)
   

• Survey Predicts Continued Growth for Commercial and Small Business Lending (2/25/08)
   

• OTS Issues Guidelines for Referrals of Trust Business  (2/20/08)
   

• IRS and FinCEN Co-sponsor MSB Phone Forum (2/22/08)
   

• FFIEC Approves Revisions to Call Report (2/20/08)
   

• Supreme Court Rules That 401(k) Participants Can Sue Plan Administrators (2/20/08)
   

• ABA Survey Shows Community Bank Strategies for Success (2/22/08)
   

• FDIC Offers Information on Deposit Insurance and on Assisting Troubled Borrowers (2/12/08)
   

• NJ Senate Bill 250 - Provides statute of limitations for residential mortgage foreclosures
   

• GAO BSA Report: Increased Use of Exemption Provisions Could Reduce Currency Transaction Reporting While Maintaining Usefulness to Law Enforcement Efforts  (2/08)
   

• REGISTER for Government Relations Summit March 11 - 12
   

• Send a Letter Opposing H.R. 3609
   

• Postal Rates Will Rise May 12th (2/11/08)
   

• Consumer Fraud and ID Theft Complaint Data Released (2/12/08)
   

• ACH Volume Increases in Fourth Quarter 2007 (2/12/08)
   

• FinCEN Releases SAR Activity Review - By the Numbers (2/12/08)
   

• ILC "Loophole" Bill Passes Senate Banking Committee (2/13/08)
   

• Senior Loan Officer Survey Indicates Tightening of Standards and Terms (2/1/08)
   

• SEC Begins Small Business Costs and Benefits Study (2/1/08)
   

• FBI Reports on Subprime and Mortgage Fraud (1/31/08)
   

• IRS Warns of New E-Mail and Telephone Scams (1/30/08)

• Foreclosure Activity Increases 75 Percent in 2007 (1/29/08)
   

• Brownfields Workshop for Bankers (1/29/08)
   

• FinCEN Issues Ruling to Clarify CTR Filing Obligations (1/25/08)
   

• Ronald E. Hermance of Hudson City Named Banker of the Year  (1/14/08)
   

• House Financial Services Committee Agenda for Year Ahead  (1/24/08)
   

• Dodd Discusses Banking Committee Priorities (1/23/08)
   

• New Jersey Saves Week - February 24 to March 2, 2008
   

• Web Seminar - Get the Most from Your ABA - January 24
   

• DOBI Bulletin 08-01: Application of Parity as to Engaging in the Activity of Serving as the Trustee or Custodian of IRAs (1/16/08)
   

• Fed Reports Economic Activity Increased Modestly Between Mid-November Through December (1/16/08)
   

• FHLBB to Propose Homeownership Preservation Subsidy (1/15/08)
   

• Identity Theft Outlook Published by ITAC (1/7/08)
   

• Study Indicates that CRA Deterred Irresponsible Lending (1/7/08)
   

• FinCEN Publishes Ruling (1/4/08)
   

• US Treasury to Launch Prepaid Cards (1/4/08)
   

• Consumer Bankruptcy Trends (1/10/08)
   

• Lindstrom Elected Chairman of FHLBank of NY; Horn Elected Vice Chairman (1/03/08)

2007 Articles of Interest

• Fed Announces Changes to Reg CC Due to Utica Restructuring (12/28/07)
   

• Social Security Administration Announces Consent Based Social Security Number Verification System (12/28/07)
   

• IRS and Treasury Department Issue Proposed Regulations for Pension Protection Act Funding Rules (12/28/07)
   

• OMB Issues Bulletin Updating NJ Metropolitan Statistical Areas and Metropolitan Divisions (11/20/07)
   

• FBI Using Billboards to Broadcast Information on Fugitives (12/26/07)
   

• MBA Survey Results Show Shifts in Mortgage Originations (12/20/07)
   

• FDIC FIL Addresses Lapses in Flood Insurance (12/21/07)
   

• Forbes names Hudson City Bancorp one of America's Best-Managed Companies (12/20/07)
   

• The Federal Reserve announces its holiday schedule for 2008 through 2011 (12/27/07)
   

• President Signs Mortgage Relief Bill (12/20/07)
   

• Federal Reserve Regional Banks Open on December 24th (12/7/07)
   

• Agencies Adjust CRA Asset-Size Threshold for Small and Intermediate Small Institutions (12/18/07)

• FTC Fines Mortgage Company for Tossing Consumers’ Credit Report Information in Unsecured Dumpster (12/18/07)
   

• TJX and Banking Associations Reach Settlement (12/18/07)
   

• DOBI Bulletin 07-24: Workout Arrangements for Residential Mortgage Borrowers (12/18/07)
   

• Fed Issues HOEPA Proposal on Subprime Loans (12/18/07)
   

• FinCEN Encourages Institutions to Subscribe to Email Alerts (12/17/07)
   

• The Senate Approves Two Bills Intended to Assist Subprime Borrowers: (12/17/07)
            FHA Modernization Act of 2007  
            Amendment to H.R. 3648
   

• Fed Adjusts HMDA Exemption Threshold (12/17/07)
   

• Mortgage Bankruptcy Bill Compromise Reached  (12/11/07)
   

• FEMA Issues New Flood Insurance Guidelines Booklet (12/14/07)
   

• Training Available in Money Smart Education Program (12/14/07)
   

• FFIEC Issues Pandemic Guidance (12/13/07)
   

• Fed Finds E-Payments Growing While Number of Check Payments Continues Decline (12/10/07)
   

• President Unveils Program to Help Struggling Homeowners (12/6/07)
   

• Court Upholds Preemption Ruling (12/4/07)
   

• Treasury Lowers Savings Bond Limit (12/4/07)
   

• FASB Issues Business Combinations and Financial Statements Standards (12/4/07)
   

• FDIC Revises IT Exams (12/07)
   

• Paulson Seeks Bond Change to Address Mortgage Crisis (12/3/07)
   

• League Expresses Concern With Garnishment Guidance (11/27/07)
   

• FTC Offers Tutorial for Businesses on Protecting Personal Information (12/3/07)
   

• Bankers Associations Issue Statement About Courts Pronouncement in TJX Lawsuit (11/30/07)
   

• Agencies Issue Proposal for Credit Reporting (11/29/07)
   

• Fed Beige Book (11/28/07)
   

• Attempted Check Fraud Doubles to $12.2 Billion According to ABA Survey (11/27/07)
   

• Conforming Loan Limit Unchanged for 2008 (11/27/07)

• Fed Opens New Consumer Help/Complaint Center (11/27/07)
   

• FTC 2006 Identity Theft Survey (11/07)
   

• NACHA Approves Network Enforcement Rules (11/26/07)
   

• HR 3915
  (Mortgage Reform and Anti-Predatory Lending Act of 2007)
   

• FinCEN Seeks Advisers (11/14/07)
   

• OTS Proposal to Convert from TFR to Call Report (11/07)
   

• Bank Pays $11,000 OFAC CMP (11/2/07)
   

• FTC Announces Law Enforcement Crackdown on Do Not Call Violators (11/7/07)
   

• FDIC Urges Tax Volunteering for CRA Credit (11/6/07)
   

• FRB Announces 2008 Fee Schedule (11/6/07)
   

• Senior Loan Officer Opinion Survey (11/07)
   

• FDIC Approves Implementation of Basel II Capital Rule (11/5/07)
   

• OTS Announces Approval of Final Rule on Basel II (11/1/07)
   

• YouTube Film -Remember Me (10/07)

• The SAR Activity Review – Trends, Tips & Issues (10/07)

• FRB-Third Quarter South Jersey Business Survey (10/07)

• Agencies Issue Final Rules on Affiliate Marketing (10/25/07)
   

• Fed Publishes 5 Tips for Protecting Your Checking Account (10/24/07)
   

• Remarks: James H. Freis, Jr., Director, FinCEN (10/22/07)
   

• Identity Fraud Trends and Patterns(10/07)
   

• FDIC Approves Final Fair Credit Rules (10/16/07)
       Identity Theft Red Flags
       Affiliate Marketing Regulations

• OFHEO Retains Loan Limit (10/16/07)
   

• ACB Members Vote Overwhelmingly To Merge with ABA (10/16/07)

• OCC Comptroller Remarks on Handling Consumer Complaints
   (10/15/07)
   

• Treasury Department Pension Rate Guidance

• SEC Report on Executive Compensation Disclosure (10/9/07)
   

• FDIC Chairman Bair's Remarks on ARMs (10/4/07)
   

• Treasury Seeks Comments on Regulatory Structure (10/11/07)

• Pay to Play Plain Language Outline
   

• FDIC Membership Signage Deadline is November 13, 2007

• District Court Overturns OTS Preemption of Ohio Law (10/1/07)

• Treasury's Go Direct Program

• Financial Literacy Week - October 1-7, 2007
  FINANCIAL PLANNING ASSOCIATION OF NJ

• House Passes Flood Bill (9/27/07)

• League Article: Subprime Lending and the American Dream

• Governor Taps Doria as DCA Commissioner (9/21/07)

• SBA Regulatory Review and Reform Initiative

• Agencies Expand Exam Cycle for Small Institutions (9/21/07)

• FinCEN and OCC Assess BSA Civil Money Penalties Against
  Union Bank of California (9/16/07)

• Data Breach involving State's Bank Accounts in Connecticut
  (9/16/07)
   

• 2007 Amendments to the BSA/AML Examination Manual What Did They Change Now? (9/14/07)
   

• ACB's Board Unanimously Approves Merger Plan with American Bankers Association (9/14/07)

• FEMA Publishes 2007 Edition of Mandatory Purchase of Flood Insurance Guidelines booklet (9-07)
   

• FFIEC Announces Availability of 2006 HMDA Data (9/12/07)
  FRB HMDA Report
   

• FTC Issues Warnings on Deceptive Mortgage Ads (9/12/07)
   

• FDIC Report:  Financial Education Improves Consumer Financial Outlook (9/11/07)
   

• Mortgage Delinquencies Rise for Second Quarter (9/7/07)
   

• Regulatory Concerns Top Ombudsman Report (9/6/07)
   

• Regulators Recommend Loss Mitigation Strategies (9/5/07)
   

• Department of Defense Issues New Credit Rules for Military Personnel (9/4/07)
   

• NJ “Pay-to-Play” Reporting Requirements May Affect Banks
      Legal Alert
      Sample Forms
   

• Indiana Appeals Court on Data Breach Damages:     Customer Must Show Harm (8/31/07)
   

• CHARM Book Deadline October 1 (8/30/07)
   

• Role of Banks in BSA/AML Effort Discussed at Conference (8/28/07)
   

• Federal Agencies Revise BSA/AML Manual (8/24/07)